Frequently Asked Title Questions
View all New Jersey FAtQs 2010 - 2017
1099-S
- Separate Charge for Filing (February 2016)
Abandoned/ Vacant Properties
- Municipal Registration fees/ charges (January 2017)
Acknowledgements
- By a Foreign Notary/ Officer (March 2012)
Added Assessments
- Affidavit of Title - Improvements to Property (January 2015)
Affidavit of Title
- Improvements to the Property (January 2015)
Affirmative Insurance
- Mortgage Priority Over Residential Tenancies (March 2010)
Ancillary Searches
- (December 2013)
Arbitration Endorsements
- Waiver of Arbitration (July 2011)
Assessments - Municipal
- Unconfirmed (July 2012)
Assignment of Mortgages
- Discharge of Party Other Than Holder of Record (July 2016)
Bankruptcy
- Effect of Discharge on Judgments on Pre-petition Real Estate (December 2011)
Bulk Sales
- (January 2010)
Child Support Judgments
- Status Information (May 2013)
- Entered More Than 20 Years Ago (October 2015)
Closing Service Letters
- Proper Issuance (October 2010)
- Cash Deal (February 2013)
Closing Disclosure ("CD")
- Settlement Statement (September 2015)
Condominiums
- Priority of Liens (February 2011)
- Outstanding Charges - Foreclosure of Mortgage (September 2013)
- Common Water/ Sewer Account (March 2014)
Decedents’ Estates
- Disclaimer by Joint Tenant/ Tenant by the Entireties (August 2010)
- Estate/ Inheritance Tax on Joint Tenancy Property (March 2011)
- Creditor's Claim (June 2011)
- 2013 Federal Tax Exemption (January 2013)
- Informal Administration (August 2013)
- Deed 3 years Prior to Death - Inheritance/ Estate Taxes (April 2014)
- Inheritance Tax - Classes of Heirs (November 2014)
- Estate/ Inheritance Tax & Debts Escrow (February 2015)
- Power of Attorney by Personal Representative (July 2015)
- NJ Estate Tax - amendment and elimination (December 2016)
Deeds & Legal Documents
- Preparation of - Unauthorized Practice of Law (March 2013)
- "Prepared by" (September 2014)
Deeds in Lieu of Foreclosure
- (May 2011)
Descriptions
- Comparing to Tax Lot/ Block (May 2015)
Discharge of Mortgages
- By Party Other Than Holder of Record (July 2016)
Easements
- Insuring "together with" (October 2012)
Endorsements
- ALTA 1-06 (April 2010)
- Lenders Survey Endorsement - Without Survey – Purchases (May 2010)
- Waiver of Arbitration (July 2011)
- Successors & Transferees (February 2012)
- ALTA 9 Family (November 2012)
- ALTA 33-06 Charges (December 2015)
- ALTA 29.2-06 SWAP (September 2016)
- ALTA 9 Family Update (November 2016)
Escheat
- Escrow Funds (June 2012)
Exceptions
- Parties in Possession - Foreclosure (September 2011)
- Parties in Possession - Tenants (May 2012)
FIRPTA
- (April 2013)
"Flip" Transactions
- (November 2011)
Foreclosure – Mortgage
- Possession of Residential Tenant after Foreclosure (March 2010)
- Sale Pendente Lite - Pending Foreclosure (June 2010)
- Paying Off Mortgage During Pending Foreclosure (September 2010)
- Priority of Condominium Liens (February 2011)
- Deeds in Lieu of Foreclosure (May 2011)
- Parties in Possession Exception (September 2011)
- Condominium Charges - Following Foreclosure (September 2013)
- Statute of Limitations (October 2014)
- Judgments Against Lender as seller (March 2015)
- Sale/ Refinance Prior to Sheriff's Sale (April 2016)
Foreclosure - Tax Sale Certificate
- Redemption by Investor/ Purchaser (January 2011)
- Parties in Possession Exception (September 2011)
- Redemption From Final Judgment in Foreclosure (October 2011)
- Insuring Titles Derived Through In Personam (June 2014)
- Redemption by Purchaser - Revisted (August 2015)
Foreign Checks
- (August 2011)
Foreign Investment in Real Property Tax Act
- (April 2013)
Good Funds
- Foreign Checks (August 2011)
Homestead Rebate/ Benefit
- (November 2010)
In Personam Tax Foreclosures
- Insuring Titles Derived Through (June 2014)
Inheritance/ Estate Taxes
- Title Held as Joint Tenants (March 2011)
- Deed 3 Years Prior to Death (April 2014)
- Classes of Heirs (November 2014)
- Estate/ Inheritance Tax & Debts Escrow (February 2015)
Joint Tenancy
- Estate/ Inheritance Tax (March 2011)
Judgments
- Child Support - Status Information (May 2013)
- Against Foreclosing Lender as Seller (March 2015)
- Entered More Than 20 Years Ago (October 2015)
Leasehold
- Possession of Residential Tenant after Foreclosure (March 2010)
- Parties in Possession (May 2012)
Legal Documents
- Drafting of - Unauthorized Practice of Law (March 2013)
Limited Liability Companies
- Continuation of Coverage under Owners Policy (February 2012)
- Power of Attorney to Execute Documents (April 2012)
- Death of Manager/ Managing Member (October 2013)
- Managing Member - Entity (January 2014)
Marital Rights
- Tenancy by Entirety - Marriage after taking title (February 2010)
- Disclaimer by Surviving Tenant by the Entireties (August 2010)
- Pre-nuptial Agreements/ Right of Joint Possession (December 2010)
- Same Sex Marriage (June 2015)
- Right of Joint Possession/ Joinder of Spouse (March 2016)
Mortgages
- Possession of Residential Tenant after Foreclosure (March 2010)
- Sale Pendente Lite - Pending Foreclosure (June 2010)
- Paying Off Mortgage During Pending Foreclosure (September 2010)
- "Naked" Satisfactions (April 2011)
- Parties in Possession after Foreclosure (September 2011)
- Omitting Older Mortgages (October 2014)
- Discharge by Party Other Than Holder of Record (July 2016)
Municipal Liens
- "Private" utility charges (February 2014)
- Vacant/ Abandoned Property Registration Fees (January 2017)
Notaries Public
- Acknowledgement by Foreign (March 2012)
Notices of Settlement
- Discharge of (July 2013)
Owners Policies
- Waiver (January 2016)
Parties in Possession
- After Foreclosure (September 2011)
"PILOT" (Payment in Lieu of Taxes)
- (May 2016)
Policies
- Continuation of Coverage - Successors & Transferees (February 2012)
- Pro Forma (December 2014)
- Production - 30 Day Lender Requirements (April 2015)
Powers of Attorney
- Older Powers of Attorney (July 2010)
- By LLC Members (April 2012)
- By Personal Representative (July 2015)
- By Trustee(s) (October 2016)
Rates and Charges
- Pass-throughs (August 2014)
- ALTA 33-06 (December 2015)
Right of Joint Possession
- Joinder of Non-Vested Spouse (March 2016)
Same Sex Marriage
- (June 2015)
Searches
- Showing Ancillary Searches in Commitment (December 2013)
Settlement/ Closing Services
- Closing Disclosure/ Settlement Statement (September 2015)
- 1099-S - Charge for Filing (February 2016)
Sheriff's Sale
- Sale/ Refinance Prior to (April 2016)
Short Sales
- "Flip" Transactions (November 2011)
Solar Panels
- UCC-1 Filings (August 2016)
Sole Proprietorships
- (June 2016)
Statute of Limitations
- Mortgages (October 2014)
Surveys/ Survey Coverage
- Lenders Survey Endo. - Without Survey - Purchases (May 2010)
SWAP Endorsements
- ALTA 29.2-06, Issuance of (September 2016)
Tax Sale Certificate
- Redemption by Investor/ Purchaser - Foreclosure (January 2011)
- Redemption From Final Judgment in Foreclosure (October 2011)
- Insuring Titles Derived Through in Personam F/C (June 2014)
- Redemption by Purchaser - Foreclosure - Revisited (August 2015)
Taxes - Recording & Transfer
- Affordable Health Care Act (December 2012)
Taxes & Assessments - Real Property
- Homestead Benefit (November 2010)
- Redemption of TSC by Investor/ Purchaser (January 2011)
- Redemption from Final Judgment in Foreclosure (October 2011)
- Unconfirmed Assessments (July 2012)
- "Private" Utility Charges (February 2014)
- Added Assessments - Affidavit of Title - Improvements (January 2015)
- Redemption of TSC by Purchaser - Revisited (August 2015)
- Abatements/ "PILOT" (Payment in Lieu of Taxes) (May 2016)
Taxes - Decedent's Estates
- Estate/ Inheritance Tax on Joint Tenancy Property (March 2011)
- 2013 Federal Tax Exemption (January 2013)
- Deed 3 Years Prior to Death (April 2014)
- Inheritance Taxes - Classes of Heirs (November 2014)
- Estate/ Inheritance Tax & Debts Escrow (February 2015)
- NJ Estate Tax - Amendment and Elimination (December 2016)
Tenancy by Entirety
- Marriage After Taking Title (February 2010)
- Disclaimer by Surviving Tenant by the Entireties (August 2010)
Tenants
- Parties in Possession (May 2012)
Tidelands
- Necessity of Tidelands Searches (September 2012)
- Failure to Include Granted Area in Description (May 2014)
- Examination of Grants (November 2015)
Trade Names
- Sole Proprietorship (June 2016)
Trusts
- Identity of Trustee(s) and Beneficiary(ies) (July 2014)
- Power of Attorney by Trustee(s) (October 2016)
Unauthorized Practice of Law
- Drafting of Deeds & Legal Documents (March 2013)
Uniform Commercial Code (UCC)
- Amendments to Law (June 2013)
- Solar Panels (August 2016)
Vacant/ Abandoned Properties
- Municipal Registration Fees (January 2017)
Waiver of Owners Coverage
- (January 2016)
Water/ Sewer/ Utility Charges
- "Private" Utility Charges (February 2014)
- Common Account - Condominium (March 2014)